Allegation of gender-discrimination on Apple Credit Card is false: NYDFS confirmed

The New York State Department of Financial Services (NYDFS) confirmed in a report on Tuesday that the Apple credit card program does not entail discriminatory practices.

An investigation was triggered by online complaints back in November 2019 when tech entrepreneur David Heinemeier Hansson had called out Apple Card Program for gender-based discrimination after he received a credit limit 20 times more than his wife.

Apple Card Program is jointly run by Apple and Goldman Sachs.

David’s wife, Jamie Heinemeier Hansson, had also penned a blog post documenting her experiences in more detail.

The numerous consumer complaints soon drew the attention of the New York Department of Financial Services, which then launched an investigation into Goldman Sachs’ credit card practices in order to see if gender-based discrimination was taking place, as alleged.

But, now NYDFS has cleared from all the allegations.